🏠 Advantage Financial Services
📊 Mortgage Payment Calculator
💰 Loan Details
Monthly Payment Breakdown
Enter loan details to see your monthly payment
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⚠️ Important Disclaimers
Estimates Only: This calculator provides estimates only. Actual loan terms, rates, and payments may vary based on credit history, property type, loan program, and lender requirements.
Not a Commitment: This is not a loan commitment, pre-qualification, or pre-approval. Contact KJ for personalized quotes and official loan terms.
Rate Disclaimer: Interest rates shown are examples only and may not reflect current market rates. Actual rates depend on multiple factors including credit score, loan-to-value ratio, property type, occupancy, and loan program.
Tax & Insurance Estimates: Property tax, homeowners insurance, HOA fees, and mortgage insurance amounts are estimates. Actual costs may vary based on location, property value, coverage requirements, and credit factors.
FHA/Conventional Differences: FHA loans require upfront and annual mortgage insurance premiums. Conventional loans may require PMI when LTV exceeds 80%. Consult with your loan officer for specific requirements.
Licensed Mortgage Loan Originator